ZIP Code 10454 — Bronx, New York

The median home in 10454 is valued at $792,000 against a median household income of $24,086, a price-to-income ratio of 32.9. That is far above the 8.7 median across the 178 New York City ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within Bronx, 10454 ranks 25 of 25 ZIPs on affordability (1 = lowest ratio); the borough median ratio is 8.8. Renting takes 51.2% of median household income (median rent $1,028 a month), which is severely cost-burdened by the federal definition.

10454 ranks 178 of 178 citywide on median household income and 82 of 178 on median home value; its income is below the $46,233 Bronx median. 7% of households own their home, far below the 35% citywide ZIP median, so most residents rent. 14% of adults hold a bachelor's degree or higher, far below the 39% median, and the poverty rate is 45.2%, far above the 13.8% citywide ZIP median and among the highest in the city. Unemployment stands at 18.0%.

With 79,140 residents per square mile across 0.5 square miles of land, 10454 is less dense than the citywide ZIP median of 92,954 (rank 113 of 178). This is classic New York apartment density: walk-ups, elevator buildings and mixed commercial corridors.