ZIP Code 10039 — Manhattan, New York

The median home in 10039 is valued at $497,600 against a median household income of $45,371, a price-to-income ratio of 11.0. That is above the 8.7 median across the 178 New York City ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within Manhattan, 10039 ranks 35 of 43 ZIPs on affordability (1 = lowest ratio); the borough median ratio is 8.6. Renting takes 31.7% of median household income (median rent $1,200 a month), above the 30% cost-burden threshold.

10039 ranks 160 of 178 citywide on median household income and 159 of 178 on median home value; its income is far below the $140,381 Manhattan median. 14% of households own their home, far below the 35% citywide ZIP median, so most residents rent. 28% of adults hold a bachelor's degree or higher, below the 39% median, and the poverty rate is 28.5%, far above the 13.8% citywide ZIP median and among the highest in the city. Unemployment stands at 17.5%.

With 147,691 residents per square mile across 0.22 square miles of land, 10039 is far denser than the citywide ZIP median of 92,954 (rank 42 of 178). This is among the densest residential territory in the United States: high-rise and mid-rise apartment blocks with almost no single-family stock.