ZIP Code 10004 — Manhattan, New York

The median home in 10004 is valued at $1,477,700 against a median household income of more than $250,000 (the Census reporting ceiling), a price-to-income ratio of 5.9. That is below the 8.7 median across the 178 New York City ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the city. Within Manhattan, 10004 ranks 5 of 43 ZIPs on affordability (1 = lowest ratio); the borough median ratio is 8.6. Renting takes 16.8% of median household income (median rent $3,501 a month), under the 30% cost-burden threshold.

10004 ranks 1 of 178 citywide on median household income and 12 of 178 on median home value; its income is far above the $140,381 Manhattan median. 43% of households own their home, above the 35% citywide ZIP median, so most residents rent. 91% of adults hold a bachelor's degree or higher, far above the 39% median, and the poverty rate is 3.5%, far below the 13.8% citywide ZIP median and among the lowest in the city. Unemployment stands at 0.7%.

With 2,441 residents per square mile across 1.52 square miles of land, 10004 is far less dense than the citywide ZIP median of 92,954 (rank 178 of 178). This is low-density territory by New York standards: parkland, waterfront, institutional land or large-lot housing.