ZIP Code 10312 — Staten Island, New York

The median home in 10312 is valued at $723,600 against a median household income of $110,719, a price-to-income ratio of 6.5. That is below the 8.7 median across the 178 New York City ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Staten Island, 10312 ranks 6 of 12 ZIPs on affordability (1 = lowest ratio); the borough median ratio is 6.6. Renting takes 21.0% of median household income (median rent $1,937 a month), under the 30% cost-burden threshold.

10312 ranks 48 of 178 citywide on median household income and 93 of 178 on median home value; its income is above the $100,740 Staten Island median. 83% of households own their home, far above the 35% citywide ZIP median, making this a majority-owner ZIP. 40% of adults hold a bachelor's degree or higher, in line with the 39% median, and the poverty rate is 6.1%, far below the 13.8% citywide ZIP median. Unemployment stands at 3.9%.

With 126,938 residents per square mile across 0.5 square miles of land, 10312 is denser than the citywide ZIP median of 92,954 (rank 57 of 178). This is among the densest residential territory in the United States: high-rise and mid-rise apartment blocks with almost no single-family stock.