ZIP Code 10304 — Staten Island, New York

The median home in 10304 is valued at $678,700 against a median household income of $71,561, a price-to-income ratio of 9.5. That is above the 8.7 median across the 178 New York City ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Staten Island, 10304 ranks 12 of 12 ZIPs on affordability (1 = lowest ratio); the borough median ratio is 6.6. Renting takes 25.2% of median household income (median rent $1,500 a month), under the 30% cost-burden threshold.

10304 ranks 126 of 178 citywide on median household income and 114 of 178 on median home value; its income is below the $100,740 Staten Island median. 49% of households own their home, above the 35% citywide ZIP median, so most residents rent. 32% of adults hold a bachelor's degree or higher, below the 39% median, and the poverty rate is 18.3%, above the 13.8% citywide ZIP median. Unemployment stands at 5.5%.

With 91,316 residents per square mile across 0.5 square miles of land, 10304 is in line with the citywide ZIP median of 92,954 (rank 91 of 178). This is among the densest residential territory in the United States: high-rise and mid-rise apartment blocks with almost no single-family stock.