ZIP Code 10012 — Manhattan, New York

The median home in 10012 is valued at $1,602,800 against a median household income of $137,106, a price-to-income ratio of 11.7. That is above the 8.7 median across the 178 New York City ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within Manhattan, 10012 ranks 36 of 43 ZIPs on affordability (1 = lowest ratio); the borough median ratio is 8.6. Renting takes 25.3% of median household income (median rent $2,895 a month), under the 30% cost-burden threshold.

10012 ranks 29 of 178 citywide on median household income and 9 of 178 on median home value; its income is in line with the $140,381 Manhattan median. 23% of households own their home, below the 35% citywide ZIP median, so most residents rent. 85% of adults hold a bachelor's degree or higher, far above the 39% median, and the poverty rate is 10.7%, below the 13.8% citywide ZIP median. Unemployment stands at 5.1%.

With 76,521 residents per square mile across 0.28 square miles of land, 10012 is less dense than the citywide ZIP median of 92,954 (rank 118 of 178). This is classic New York apartment density: walk-ups, elevator buildings and mixed commercial corridors.