ZIP Code 10038 — Manhattan, New York

The median home in 10038 is valued at $921,900 against a median household income of $105,419, a price-to-income ratio of 8.7. That is in line with the 8.7 median across the 178 New York City ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Manhattan, 10038 ranks 24 of 43 ZIPs on affordability (1 = lowest ratio); the borough median ratio is 8.6. Renting takes 36.3% of median household income (median rent $3,189 a month), above the 30% cost-burden threshold.

10038 ranks 54 of 178 citywide on median household income and 58 of 178 on median home value; its income is below the $140,381 Manhattan median. 32% of households own their home, below the 35% citywide ZIP median, so most residents rent. 63% of adults hold a bachelor's degree or higher, far above the 39% median, and the poverty rate is 19.4%, above the 13.8% citywide ZIP median. Unemployment stands at 5.1%.

With 101,068 residents per square mile across 0.22 square miles of land, 10038 is denser than the citywide ZIP median of 92,954 (rank 81 of 178). This is among the densest residential territory in the United States: high-rise and mid-rise apartment blocks with almost no single-family stock.