ZIP Code 10028 — Manhattan, New York

The median home in 10028 is valued at $1,602,600 against a median household income of $175,121, a price-to-income ratio of 9.2. That is in line with the 8.7 median across the 178 New York City ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Manhattan, 10028 ranks 26 of 43 ZIPs on affordability (1 = lowest ratio); the borough median ratio is 8.6. Renting takes 19.4% of median household income (median rent $2,825 a month), under the 30% cost-burden threshold.

10028 ranks 12 of 178 citywide on median household income and 10 of 178 on median home value; its income is above the $140,381 Manhattan median. 39% of households own their home, above the 35% citywide ZIP median, so most residents rent. 84% of adults hold a bachelor's degree or higher, far above the 39% median, and the poverty rate is 4.9%, far below the 13.8% citywide ZIP median and among the lowest in the city. Unemployment stands at 5.4%.

With 153,366 residents per square mile across 0.32 square miles of land, 10028 is far denser than the citywide ZIP median of 92,954 (rank 33 of 178). This is among the densest residential territory in the United States: high-rise and mid-rise apartment blocks with almost no single-family stock.